Page 39 - 期货和衍生品行业监管动态（2024年6月刊）
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期货和衍生品行业监管动态
? 收集、存储、处理人工智能系统所需的大量数据带来的隐私和安全问题。
人工智能在投资公司中的潜在应用，包括客户支持、欺诈检测、风险管理、
合规性以及为公司提供投资建议和投资组合管理提供支持，受到 MiFID II 的规
范。
下一步
ESMA 和各成员国监管机构（NCAs）将继续监控人工智能在投资服务中的
使用以及欧盟的相关法律框架，以确定是否需要在这一领域采取进一步行动。
ESMA Provides Guidance to Firms Using Artificial Intelligence in Investment
Services (2024/5/30)
The European Securities and Markets Authority (ESMA), the EU’s financial
markets regulator and supervisor, today issued a Statement providing initial guidance
to firms using Artificial Intelligence technologies (AI) when they provide investment
services to retail clients.
When using AI, ESMA expects firms to comply with relevant MiFID II
requirements, particularly when it comes to organisational aspects, conduct of
business, and their regulatory obligation to act in the best interest of the client.
Although AI technologies offer potential benefits to firms and clients, they also
pose inherent risks, such as:
? Algorithmic biases and data quality issues;
? Opaque decision-making by a firm’s staff members;
? Overreliance on AI by both firms and clients for decision-making; and
? Privacy and security concerns linked to the collection, storage, and
processing of the large amount of data needed by AI systems.
Potential uses of AI by investment firm which would be covered by requirements
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