Page 60 - 期货和衍生品行业监管动态（2024年12月刊）
P. 60
期货和衍生品行业监管动态
FCA 呼吁投资者在投资高风险或热门产品前仔细考虑长期的财务目标。
FCA 消费者投资部主任 Lucy Castledine 表示：
“如果您正在考虑投资，那么首要的投资应该是自己的时间。特别是在社交
媒体上，要放眼热点之外进行研究，以确保投资符合财务目标。请查看我们的投
资指南‘5 个明智投资提示’。”
哥伦比亚商学院的行为科学家兼 Influence At Work 首席执行官 Steve Martin
评论道：
“这项重要且及时的研究展示了热点和网络趋势对人们的决策产生了令人
担忧的影响。利用人们的错失恐惧症是一种故意增加产品吸引力的策略。如果是
低成本消费品，这问题不大。但在金融投资领域，冲动和仓促的决策令人担忧，
因为这可能带来令人遗憾的长期后果。”
“为未来进行投资是明智的，避免被热点牵着走也是明智的。理性投资需要
理性判断。涉及到您的资金时，最好避免一时冲动的决策。”
FCA Finds Two-thirds of Young Investors Take Less than 24 Hours to Make
Investment Decisions (2024/12/18)
Latest research reveals that young investors are making important investment
decisions in a matter of hours, rather than taking the time to check out whether the
product is right for them in the long-term.
? A quarter of young investors admit they make investment decisions
impulsively to keep up with current trends.
? ?550 is average spend on hyped investment products.
? 66% of 18-40 year-old investors spend less than 24 hours deciding on an
investment, and 14% finalise their decision in under an hour.
? Two in five investors regret purchasing a hyped investment product.
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